Where The Banks Compete For Your Business, Not The Other Way Around

We’ve built relationships with the banks and other lenders, so you can leverage our relationships to have them fight for your business

How it all works…

We work with all the lenders so you don’t have to and look out for your best interests – not quick, expensive money that hurts, instead of helping your business.

Collect Documents and Prepare Submission

With our experience we’ll work with you to create the best submission package and get ahead of any questions that might arise.

Have the Banks/Lenders Compete For Your Business

We get the Banks/Lenders to produce terms sheets for your business and negotiate the best terms for your business.

Review & Choose Best Offer – Complete Funding

We work with you to determine which offer is best for you and move forward with that lender for funding.

Frequently Asked Questions

We’ll work with you from start to finish, and welcome any questions – please see if any of our other clients have asked the same questions to help alleviate any of your concerns.

What types of financing options are available?

We will find the best solution for your business but the typical financing options include the following:

  • Term Loans (many uses)
  • Lines of Credit / Overdraft
  • Credit Cards
  • Equipment Financing

What are the typical eligibility requirements for business financing?

Eligibility requirements vary depending on the type of financing, but common factors include, credit score, business revenue, time in operation, collateral, and business plan viability. These requirements change when you get into corporate/commercial levels of finance needs.

All areas are be addressed with our lenders.

How long does the application and approval process usually take?

The timeline can vary significantly depending on the lender and the type of financing. The faster you’re able to get the necessary documents, the faster we can get everything to the lenders. As the financing requests gets more sophisticated, the requests for documents may as well.

What documents are typically required for the application process?

Required documents may include the following:

  • Financial Statements
  • Bank Statements
  • AR and AP Listings
  • Inventory Listing
  • Personal Net Worth Statements
  • Others depending on the transaction / use of funds

How will securing financing impact my business’s cash flow and profitability?

Before committing to financing, it’s essential to evaluate how the repayment terms will affect your business’s cash flow and profitability. Consider whether the additional debt will allow your business to generate enough revenue to cover the payments while still maintaining profitability.

Can I apply for financing if my credit score is less than perfect?

While a strong credit score can improve your chances of approval and favorable terms, some lenders offer financing options for small businesses with less-than-perfect credit.
When looking at commercial / corporate credit there isn’t such a reliance on personal credit score, so happy to review every situation.

Testimonials

Discover the Stories Behind Our Success: Real Voices, Real Results!

Bakers’ Dozen!

Securing funding for my business felt like an uphill battle [with my bank], until I found MultiStep Consulting. Their personalized approach and understanding of the lending landscape made my expansion dreams a reality.

Sarah

Owner of Artisan Bakery

Building For Growth!

Navigating the world of financing can be daunting. However, working with MultiStep Consulting was a game changer. Their team understood my unique needs and could position this with the different lenders, and had them fighting for my business.

Jill

Owner of Family Construction Business

Long term partner!

I’d been in an endless cycle of MCAs and fast money, which really made things worse. When I spoke with the MSC [MultiStep Consulting] team, the personalized approach and long term growth and vision of my company came to light – taking the steps to secure the appropriate credit facilities aligned for now and future growth.

Bill

Owner of a Logistics and Distribution Company